File Form 1099-C for Tax Year 2025 with Ease
Easily report debt cancellation with TaxZerone's accurate and hassle-free e-filing solution for Form 1099-C
Affordable Pricing
Start at just $2.49 per form, with rates as low as $0.59 for bulk filings.
For your return volume
Filing Requirements for Form 1099-C
Ensure a smooth filing process by having the following information ready:
- Creditor Information: Creditor's Name, TIN, and Address.
- Debtor Information: Debtor's Name, TIN, and Address.
- Debt Information: Original debt amount, amount of canceled debt, and the date of cancellation.
3 Simple Steps to File Form 1099-C Online
Filing your Form 1099-C with TaxZerone is quick, easy, and secure.
Here’s how you can complete the process in just three simple steps:


Enter Details
Fill out creditor and debtor details, and include canceled debt information.

Review & transmit
Validate your forms for accuracy and securely e-file with the IRS.

Send Debtor Copies
Share debtor copies electronically via ZeroneVault or opt for postal mailing.
Why Choose TaxZerone for Form 1099-C E-filing?
TaxZerone is the trusted e-filing solution for businesses of all sizes. Here’s why:

IRS Form Validations
TaxZerone automatically validates Form 1099-C submissions, ensuring accuracy and reducing the risk of penalties.

Bulk Upload
Efficiently file multiple Form 1099-C filings with our bulk upload option. Perfect for businesses managing numerous debt cancellation cases.

Secure Delivery
Share debtor copies easily and securely through ZeroneVault, or choose traditional postal mailing for physical delivery.

Best Price in the Industry
Enjoy competitive pricing starting at $2.49 per form, with discounts available for bulk filings.

Streamlined Form-Based Filing
File effortlessly with our user-friendly, form-based interface—just like completing a traditional paper form, but faster and easier.

Guided Filing Assistance
Our platform provides real-time guidance, helping you navigate each field to confidently complete your Form 1099-C submission.
Important Deadlines for Filing Form 1099-C

Send Debtor Copies
Deadline: January 31, 2025
Deliver debtor copies securely through ZeroneVault for electronic sharing or via postal mail.

File with the IRS (e-file)
Deadline: March 31, 2025 Submit your Form 1099-C electronically for faster processing.

File with the IRS (paper)
Deadline: February 28, 2025 If filing by paper, ensure timely mailing of your Form 1099-C to the IRS.
Save time and stress with TaxZerone. File your 1099-C on time and effortlessly.
Start Filing Now!E-file Form 1099-C Pricing Calculator
| No. of Forms | Price Per Form |
|---|---|
| 1 to 25 | $2.49 |
| 26 to 50 | $1.99 |
| 51 to 100 | $1.59 |
| 101 to 250 | $1.29 |
| 251 to 500 | $1.09 |
| 501 to 1000 | $0.79 |
| 1001 and above | $0.59 |
Estimate Your Price
| Enter the number of to calculate your estimated cost | |
| Total Price: | $0.00 |
| W-2/1099/1095 Postal Mailing | Price Per Form |
|---|---|
| Per Form | $1.75 |
Estimate Your Price
| Enter the number of to calculate your estimated cost | |
| Total Price: | $0.00 |
| W-2/1099/1095 Electronic Delivery | Price Per Form |
|---|---|
| Per Form | $0.50 |
Estimate Your Price
| Enter the number of to calculate your estimated cost | |
| Total Price: | $0.00 |
State Filing Not Required for Form 1099-C
There are no state-specific tax filing requirements for Form 1099-C. TaxZerone ensures your federal filing iscomplete and compliant, so you don’t need to worry about any additional state-level reporting.
Schedule Filing: Plan Ahead and Stay On Track
Prepare your Form 1099-C filings ahead of time, and we'll take care of the submission on your selected date.

Choose Your Filing Date
Set your preferred filing date, and we'lll ensure your Form 1099-C is submitted accurately and on time.

Ensure Accuracy
Debtors can review their Form 1099-C before submission, making sure all details are correct.

Avoid IRS Correction Forms
Scheduling your filing in advance helps minimize errors and reduces the need for IRS correction forms later.
Share Debtor Copies with Ease
TaxZerone streamlines the process of delivering Form 1099-C copies to your Debtor securely and on time.
Choose the method that best suits your business needs:

Electronic Sharing via ZeroneVault
- Securely share debtor copies through ZeroneVault, an intuitive and user-friendly platform.
- Debtors can instantly access their forms online, eliminating the hassle of printing or mailing.
- Benefit from ZeroneVault’s advanced data protection, ensuring the secure handling of sensitive tax information.

Traditional Postal Mailing
- Prefer sending physical copies? TaxZerone’s postal service ensures timely and professional delivery of debtor forms.
- Stay compliant with IRS deadlines while saving time and effort by entrusting TaxZerone with the mailing process.
Get Started with TaxZerone Today
Filing Form 1099-C online is fast and hassle-free with TaxZerone. Here’s why it’s the smart choice:
- File efficiently and accurately.
- Ensure compliance with IRS regulations.
- Save time using bulk upload.
- Enjoy the best pricing in the industry.
Start your e-filing journey now and complete your Form 1099-C in just three simple steps!
Frequently Asked Questions
1. What is Form 1099-C
2. Who needs to file Form 1099-C?
- Financial institutions such as banks, credit unions, and credit card companies.
- Federal government agencies.
- Certain businesses or lenders engaged in the trade or business of lending money.
3. When is the Deadline for Filing Form 1099-C?
- Debtor Copy: Due by January 31 of the following year.
- Paper Filing with the IRS: Due by February 28 of the following year.
- Electronic Filing with the IRS: Due by March 31 of the following year.
4. What are the Penalties for Late Filing?
- Within 30 Days: $60 per form, maximum penalty $683,000 per year ($239,000 for small businesses)
- Beyond 30 Days but before August 1: $130 per form, maximum penalty $2,049,000 per year ($683,000 for small businesses)
- After August 1 or Not Filed: $340 per form, maximum penalty $4,098,500 per year ($1,366,000 for small businesses)
- Intentional disregard of filing requirements: The penalty is at least $680 per information return, with no maximum limit.
Penalties may also apply for errors in the form or failure to provide debtor copies.










